A: First Party Benefits is a term used to describe several important insurance coverages that you buy from your Pennsylvania car insurance company.  First Party Benefits includes coverage for your medical expenses and wage loss.  Sometimes the term is used to describe additional coverages that apply to protect you in the event the driver who caused the accident is either uninsured (Uninsured Motorist Coverage) or has insufficient coverage to fully compensate you for the loss caused by the accident (Underinsured Motorist Coverage).  We discuss all of these coverages in more detail in other FAQs and in our free book The Ultimate Guide to Car Accident Cases in Pennsylvania: A Roadmap to Justice.

If you or someone you love has been injured in a Pennsylvania car accident and you have questions about your insurance, you may want to get advice from an Erie insurance lawyer to ensure you're being treated fairly by the insurance company.  You may want to speak with an experienced northwest Pennsylvania insurance lawyer.  Most Erie injury lawyers offer free consults so it shouldn't cost you anything just to speak with someone.