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Frequently Asked Questions

FAQs
What is stacking on a Pennsylvania auto insurance policy?
Understanding Stacking in Pennsylvania Auto Insurance If you've been seriously injured in a car accident in Pennsylvania and are trying to understand what coverage is available to you, the concept…
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How does Pennsylvania Underinsured Motorist (UIM) Coverage work?
How Pennsylvania Underinsured Motorist Coverage Works Every year, seriously injured accident victims in Pennsylvania discover that the driver who hit them doesn't carry enough liability insurance to pay for all…
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How does Pennsylvania Uninsured Motorist (UM) Coverage work?
How Pennsylvania Uninsured Motorist Coverage Works Being hit by a driver with no insurance is a frustrating and potentially devastating situation. Without your own Uninsured Motorist (UM) coverage, you may…
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Can my Pennsylvania auto insurer cancel my policy after a drunk driving conviction?
Can a Pennsylvania Auto Insurance Company Cancel Your Policy After a DUI? If you've been convicted of DUI in Pennsylvania, one of the consequences you may face — beyond the…
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My Pennsylvania auto insurance was cancelled or not renewed. What do I do?
What to Do If Your Pennsylvania Auto Insurance Is Canceled or Not Renewed Receiving notice that your automobile insurance policy has been canceled or that your insurer will not renew…
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Can my Pennsylvania auto insurance be canceled for non-payment of premium?
Can Your Pennsylvania Auto Insurance Be Canceled for Non-Payment? Yes. Non-payment of premium is one of the most common and legally permissible reasons for cancellation of an automobile insurance policy…
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Should I buy ‘U’ Coverage (Uninsured Motorist) as part of my Pennsylvania auto insurance?
Should You Buy 'U' Coverage on Your Pennsylvania Auto Insurance Policy? In Pennsylvania, automobile insurance policies must offer drivers the option to purchase Uninsured Motorist (UM) coverage — sometimes referred…
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Should I buy Pennsylvania Uninsured Motorist Coverage?
Is Pennsylvania Uninsured Motorist Coverage Worth Buying? If you've ever wondered whether adding Uninsured Motorist (UM) coverage to your Pennsylvania auto insurance policy is worth the extra cost, the answer…
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What are First Party Benefits in a Pennsylvania car insurance policy?
Understanding First Party Benefits in Pennsylvania Auto Insurance Pennsylvania operates under a no-fault automobile insurance system, which means that after an accident, your own insurance policy — not the at-fault…
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What are the mandatory minimum levels of car liability insurance coverage in Pennsylvania?
Pennsylvania's Mandatory Minimum Auto Liability Insurance Requirements Pennsylvania law requires all registered motor vehicles to be covered by automobile liability insurance that meets minimum standards. These minimums are established by…
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What is ‘Stacking’ on a Pennsylvania Car Insurance Policy?
Understanding Insurance Stacking in Pennsylvania "Stacking" is one of the most valuable — and least understood — features available under Pennsylvania car insurance law. If you own more than one…
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What is ‘U’ Coverage in a Pennsylvania Auto Insurance Policy?
What Does 'U' Coverage Mean in Pennsylvania? In Pennsylvania auto insurance, "U" coverage refers to Uninsured Motorist (UM) coverage — a critical protection that pays for your injuries and losses…
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