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Frequently Asked Questions

FAQs
What is a Car Insurance Surcharge in Pennsylvania?
Pennsylvania Car Insurance Surcharges Explained A car insurance surcharge is a penalty added to your premium — typically after you file a claim or are involved in an accident that…
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What is Pennsylvania Underinsured Motorist (UIM) Coverage?
Pennsylvania UIM Coverage: Protection When the Other Driver's Insurance Falls Short Underinsured Motorist (UIM) coverage is a type of auto insurance that protects you when you've been injured by a…
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What is Uninsured Motorist Coverage in a Pennsylvania Car Insurance Policy?
Uninsured Motorist Coverage in Pennsylvania Uninsured Motorist (UM) coverage is a component of your Pennsylvania auto insurance policy that pays for your injuries and damages when you are hit by…
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Where Can I Find Out What Coverages I Have on My Pennsylvania Car Insurance Policy?
How to Find Your Pennsylvania Car Insurance Coverage Details If you've been in a car accident or are trying to understand your protection before one happens, knowing exactly what your…
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How Are the Laws for Pennsylvania Commercial Truck Accidents Different from Car Accident Laws?
Pennsylvania Truck Accident Law vs. Car Accident Law While Pennsylvania car accident law and commercial truck accident law share a common foundation — negligence, fault, and compensation for injury —…
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How Can I Find Out About the Trucking Company Involved in My Pennsylvania Truck Accident Case?
Investigating the Trucking Company After a Pennsylvania Accident One of the most important steps in a Pennsylvania commercial truck accident case is learning everything possible about the trucking company responsible…
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How Many Tractor-Trailers and Large Commercial Trucks Are on U.S. Roads?
The Scale of Commercial Trucking in America Commercial trucks are a constant and essential presence on American roads — and that presence creates serious injury risks for passenger vehicle occupants…
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How Many Trucking Companies Operate in the United States?
The U.S. Trucking Industry: Scale and Significance The commercial trucking industry is the backbone of the American economy — and its sheer size is a direct factor in why truck…
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Should a Pennsylvania Truck Accident Investigation Include a Thorough Inspection of the Truck?
Why Truck Inspection Is Critical After a Pennsylvania Accident Yes — a thorough inspection of the commercial truck involved in your accident is one of the most important steps in…
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What Are IVHS (Intelligent Vehicle Highway Systems)?
Intelligent Vehicle Highway Systems and Commercial Truck Safety Intelligent Vehicle Highway Systems (IVHS) — now more commonly referred to as Intelligent Transportation Systems (ITS) — are a category of technology-based…
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How Do Passenger Cars Compare to Commercial Trucks in a Collision?
The Physics of a Truck vs. Car Collision When a fully loaded commercial tractor-trailer collides with a passenger vehicle, the outcome is almost never equal. The laws of physics dictate…
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What Are Commercial Truck Weight Classes in Pennsylvania?
Understanding Commercial Truck Weight Classes Commercial trucks in the United States are classified by the federal government into eight weight classes based on their Gross Vehicle Weight Rating (GVWR) —…
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