Who pays the medical bills for PA pedestrians or bicyclists hit by a car or truck?

A: If you were a pedestrian or bicyclist in a Pennsylvania car accident and you don’t have any other auto insurance benefits, you are entitled to have your medical bills paid by the insurance company for the car or truck that hit you.

If your medical bills exceed the limits of the coverage on the policy of the car that hit you, then your health insurance will pay your medical bills.

If you don’t have health insurance, then you’ll be responsible for paying your bills as you go. You’ll be entitled, under the law, to recover those expenses from the person who caused the accident. But that money will come, if ever, only after a settlement or verdict and only if you can prove, through competent medical testimony, that those bills were reasonable and necessary for the treatment of an injury that was “proximately caused” by the accident.