Tired of the Other Guy’s Insurance Company Being Unfair with You
If you are harmed by a careless driver, it would be understandable for you to believe that you’ll be treated fairly. After all, you did nothing wrong. It was the other driver who was drunk, who ran a red light, or who was texting when he crashed into you and your family. The insurance company for the other guy will pay your medical bills, fix your car, repay your lost wages, and make a fair settlement offer — right?
Unfortunately, your pursuit of justice is doomed to failure if, like the vegetarian in the bull ring, you assume that you will be treated fairly by the insurance company just because you did nothing wrong, suffered genuine harm, and are a good person. We know that good people, unaware of the battle they face, have legitimate claims denied, delayed, disputed, or devalued by big insurance companies. The vast financial and human resources available to insurance companies who fight to protect their bottom line hardly make for a fair and pleasant experience for you.
What can you do about it? The first thing you can do is recognize the overwhelming advantage that the insurance company has when dealing with you. You should not take that personally. If this were a contest in which the adjuster had to try to do your job, things would be quite different. Here, without any particular experience or training, you are matched against a team of insurance professionals (some you see and talk to about your case and many others you don’t). The specialized training of each of the insurance adjusters, appraisers, investigators, and their supervisors creates a tremendous advantage – for them. Their job is to pay you as little as possible. The less they pay you, the more profits for their insurance company. Their duty is to the shareholders of the company, not to you. It is quite literally a zero-sum game for them. And they’re good at it. Oh, and they have time on their side. The insurance company is in no hurry, unlike you.
After you develop an appreciation for just how one-sided things are, what else can you do to level the field? The Erie accident attorneys at Purchase, George & Murphey, P.C. firmly believe that an experienced and committed lawyer is the best asset an injured person can have when taking on the other guy’s insurance company. The insurance industry seems to agree. In fact, one insurance industry organization tells consumers that they should consult with an attorney only “as a last resort.” Don’t do what the other guy’s insurance company wants you to do.
Call today to talk for free with one of our Erie car crash lawyers at 814-833-7100. You can also fill out our online contact form.