Erie, Pennsylvania Uber/Lyft Accident Lawyers
Seasoned Personal Injury Lawyers Advocate for Clients Injured in Uber or Lyft Accidents in Erie County and Across PA
As the use of ridesharing services such as Uber and Lyft continues to increase, logic dictates that motor vehicle accidents involving these drivers and vehicles will also become much more common. The prevalence of both ridesharing services generally, and the confusion over who is responsible for injuries in an accident, motivated Pennsylvania and other states to develop an entirely new insurance system that only applies when an Uber or Lyft driver is involved in an accident. Understanding the mechanics behind this new system can be key to ensuring that you recover full compensation for your injuries after an Uber or Lyft accident.
At Purchase, George & Murphey, P.C., our personal injury and car accident lawyers have studied this new law and understand how to use it to help our clients get the compensation they need after an Uber or Lyft accident. If you have sustained injuries in an Uber or Lyft accident in Erie or elsewhere in Western Pennsylvania, our lawyers can help. Call our offices today to schedule a free initial consultation to discuss your case.
Pennsylvania’s Insurance System vs. Uber or Lyft Insurance Coverage
Under Pennsylvania law, drivers have an option of choosing whether they purchase an at-fault insurance policy or a no-fault insurance policy. Under this system, the basic end result is that the at-fault driver’s insurance policy ends up paying out in all cases, but if the driver selected a “no-fault” insurance policy, he or she can also make a claim for personal injury coverage with his or her own insurance company. This system is important, because it may come into play in some situations involving Uber or Lyft drivers, where the insurance scheme in Pennsylvania is modified. If Uber or Lyft is involved, the following insurance rules will now apply:
- Transporting a passenger. If the Uber or Lyft driver is transporting a passenger, the $1 million insurance policy that Uber and Lyft are required to maintain applies.
- Looking for a passenger. If the Uber or Lyft driver has his or her ridesharing app turned on, so is actively looking for a passenger, but not transporting a passenger, a contingent insurance policy will be available. This policy provides up to $50,000 in personal injury protection for each person, and up to $100,000 in personal injury protection per accident (regardless of who is at fault for the accident).
- App is turned off. If the Uber or Lyft driver has the ridesharing app turned off, so is not looking for a passenger, his or her personal insurance policy will apply in the same way as in any other car accident. This means if the driver has satisfied Pennsylvania’s minimum insurance requirements, $15,000 in PIP coverage per person and $30,000 per accident will be available, as well as $5,000 for property damage.
Our Personal Injury Lawyers Fight to Maximize Clients’ Compensation Awards After Uber/Lyft Accidents in PA
At Purchase, George & Murphey, P.C., our seasoned car accident lawyers will advocate for your right to a fair and just compensation award when an Uber or Lyft driver was involved in your accident. Uber or Lyft accidents, like other car accidents, can take on a variety of forms, including accidents where:
- The Uber or Lyft driver gets in a car accident (whether or not at fault) where you were a passenger in the vehicle,
- An Uber or Lyft vehicle causes an accident with your own private vehicle while you were driving,
- An Uber or Lyft driver hits you while you were walking as a pedestrian, or on a bicycle.
Regardless of how the Uber or Lyft ridesharing service was involved, you have the right to recover compensation based upon the new insurance rules, and our lawyers can help you understand your new rights and take on the burden of negotiating with the insurance company on your behalf.
Contact an Aggressive Erie, PA Personal Injury Attorney to Discuss Your Uber/Lyft Accident Case Today
Call our offices or fill out this online form, to schedule a free consultation with our lawyers today. We pride ourselves on keeping current when it comes to legislative developments that impact our clients, and are well-versed in the strategies that can now be used to recover compensation in Uber or Lyft accident cases throughout Pennsylvania. For your convenience, we have three office locations located at 2525 W.26th St., Erie, PA 16506, 310 Chestnut St., Suite 111, Meadville, PA 16335 (in the Masonic Building) and 68 East Main Street, North East, PA 16428.
FAQ: If I was injured as a passenger in an Uber or Lyft, does the new insurance rule mean that I get $1 million for my injuries?
No. Under the new insurance rules, the available compensation under the insurance policy is $1 million—that means $1 million is the maximum award, but you still have to negotiate with the insurance company to determine the actual payment, as in any other car accident case. Like any other insurance company, Uber or Lyft’s insurance company is likely to provide an initial offer that does not fully account for your expenses, making a skilled lawyer a valuable asset in these cases. For example, it may be difficult to anticipate the extent of your injuries immediately after an accident, and our lawyers will examine your medical records and consult with medical experts, including your doctor, to determine the true cost of your injuries.
FAQ: How long do I have to file a claim for compensation after an Uber or Lyft accident in Erie, Pennsylvania?
Under Pennsylvania law, you have two years after you were injured in an Uber or Lyft accident in which to file a personal injury lawsuit for compensation—just like any other car accident case. Despite this, it is important to take action to begin investigating your crash as soon as possible after the accident to preserve evidence and make the strongest possible argument for compensation, so don’t wait too long to consult with an attorney on your case.