A: If you elect to "stack" your Pennsylvania car insurance then your Unisured/Underinsured Motorist Coverage will be equal to the sum of the coverage that applies to all of your vehicles. In other words, if you have Uninsured/Underinsured Motorist Coverage of $100,000 per person/$300,000 per accident and you own two vehicles, when you choose "stacking" then your total coverage would be $200,000 per person/$600,000 per accident.
In our free book, " The Ultimate Guide to Car Accident Cases in Pennsylvania: A Roadmap to Justice " we discuss Pennsylvania Underinsured Motorist and Pennsylvania Uninsured Motorist coverage in detail and offer you advice about how much Pennsylvania car insurance to buy. We also show you how you can buy large amounts of coverage for a small amount of money. In one example, we bought $500,000 worth of coverage for $20 per year! For a free, no obligation copy of our book, click HERE.
Of course, if you or someone you love has been injured in an northwest Pennsylvania car accident and would just like to have a free, no-obligation consultation with an experienced Pennsylvania accident lawyer, call us at 877-505-9548 toll free or locally at 814-580-5017 or fill out our on-line consult form. We'll be glad to do our best to help you.