A: Pennsylvania car accident wage loss insurance coverage is a benefit available on some Pennsylvania car insurance policies. You can recover 80% of your average monthly earnings if, when you bought your car insurance, you purchased Income Loss coverage as part of your First Party Benefits.  Like the other first party benefits, this coverage will result in payments to you even if the accident was your fault.  Income Loss coverage is not required by law and so many motorists do not have this extra coverage.  If you don't have Income Loss coverage and the accident was caused by a careless driver, you still will be able to recover lost earning from the at-fault driver, but not until your case settles. If you don't have Income Loss coverage under your policy and you caused the accident, then you will not be able to recover for lost earnings. 

If you or someone you love has been injured in a Pennsylvania car accident and has lost wages as a result you may have questions about your insurance.  You may want to get advice from an Erie insurance lawyer to ensure you're being treated fairly by the insurance company.  You may want to speak with an experienced northwest Pennsylvania insurance lawyer.  Most Erie injury lawyers offer free consults so it shouldn't cost you anything just to speak with someone.